Verified at the source
Every claim is checked directly against 250 connected insurance companies.
Member supportYour HealthLock plan is changing
Your protection isn't going anywhere. How you enroll is.
Your Mastercard-sponsored offer has ended. To keep your medical identity protection active without interruption, you'll need to choose your plan directly — takes less than 2 minutes.
Review My Plan
Medical identity protection for your whole household
Why you have this coverage
The kind of exposure a credit card alert can't catch.
Medical identity theft costs victims $13,500 on average— compared to just $55 for financial fraud.
Ponemon Institute / Medical Identity Fraud Alliance; Javelin Strategy & Research
DeepAudit™ bill review
Billing errors and overcharges flagged before you ever pay them.
Medical Privacy Risk Score
Ongoing visibility into how exposed your medical identity actually is.
Breach detection at the provider level
Alerted if a provider you use is breached.
Your options
Choose how you'd like to continue.
Your current protections stay active only if you select a plan below.
HealthLock
Protect
Medical ID Theft & Fraud Protection
$9.99$4.99/momember rate
- DeepAudit™ flags up-coding and overcharges on incoming claims
- We investigate unrecognized charges and help resolve fraud
- Privacy Risk Score tracks your medical privacy exposure
HealthLock
Pro
Everything in Protect, plus full auditing and appeals support
$34.99$13.49/momember rate
- Everything included in Protect
- Covers your household
- DeepAudit™ bill review and provider overcharge recovery
- Advocate-led appeals for denied or disputed claims
- Two-year retroactive review of past claims
End medical identity monitoring. You can re-enroll later, but monitoring history and current investigations won't carry over.
Questions? Your specialist is one message away — support@healthlock.com